The abrupt nature of a fatal car crash can leave those left behind lost and confused. The paperwork, calls to insurance and making funeral arrangements can be overwhelming and stressful and sadly, there's no way around these harsh realities.
If you're struggling to figure out what to do next and you need more information, listed here are some of the steps you need to take going forward. It might help to appoint a family representative to assist you with arrangements and planning as well.
Filing a wrongful death claim
If your loved one was not at-fault in the accident or succumbed to their injuries as a result, you may want to file a wrongful death claim. Stephen F. Thompson Jr. is an expert personal injury lawyer and deals with these claims. With the help of his expertise on personal injury cases, you will ensure that you receive the highest compensation for your loss.
Wrongful death claims collect damages for funeral expenses, hospital and medical bills, loss of income or financial support, as well as pain and suffering. In the case where the at-fault driver is found to have been negligent, you may receive compensation as well.
Filing an insurance claim
As the deceased's family, you will need to file a claim with your loved one's insurance company. Their insurer will appoint a claim adjuster to your case. It is their job to ask questions about the case to determine what happened.
It's important to note that you should not share any information with the claim adjuster if you have reason to believe that your loved one was at fault. They are in charge of investigating your claim and they will determine whether or not it is granted to your family.
Appoint an independent investigator
It is in your best interest to appoint an independent investigator to the case of your loved one. You cannot rely on the insurer's investigation alone. So, for peace of mind, appoint an investigator that you have chosen, preferably an expert at reviewing car accident scenes.
They will be able to access evidence from the crash, medical records and any police reports that were filed. Insurance companies don't have to pay if they're skeptical about the validity of a case. Ensure that you are prepared so that you can honor the memory of your loved one.
Keep a record of spending
It's crucial to keep a record of all your expenses as a result of your loved ones passing. Take into account the cost of the burial, medical and hospital expenses, lawyers fees and any costs that result from the loss of income. These are important items that can be compensated through damages.
Because this is so difficult and you may not always be able to keep track, ask for help. Appointing a family representative is essential, especially in cases when the death of a loved one is so sudden and there are so many legal steps to account for. Make sure that you have someone you trust by your side.
Seek counseling
Support groups and counseling sessions can be a great help. You need to process your grief. Nothing will help you more than having people around that have a deep understanding of what you're going through.
Those you meet at support groups often have a network of contacts and helpful information that is relevant to your experience. Their knowledge and experience, although heartbreaking, can bring you the comfort and support you need, especially during such an overwhelming time.